Faqs
The length of time does it try switch your bank account?
If you are using the existing Account change provider that individuals offer your bank account will soon be completely switched in 7 trading days.
How can I switch my account to Card One cash?
Switching your account to Card One cash never been easier using the Account Switch that is current provider. We are able to switch your entire Direct Debits, standing purchases and wages/benefits. So that you can switch your account give us a call on 0871 811 1881 (Calls cost 11p per moment, along with your phone business’s access cost) therefore we will switch this over the telephone.
Does every thing on my account that is old get to my brand brand new account?
No, recurring payments, also referred to as constant re re re payment authorities aren’t the main guarantee. They are put up making use of your debit card details, in place of your account quantity and type rule, as they are usually utilized for telecoms bills, gym membership and pay day loan repayments. If you change to a Card One cash account, you will need to allow the ongoing businesses worried understand the new card details.
What goes on to your debit card deals that I have expected my old bank to prevent?
The Account that is current Switch must not interfere with this particular procedure and any debit card deals which you have actually expected your bank to end should stay therefore after your switch.
If you’re maybe maybe not just a bank, what exactly are you?
We have been an Authorised Payment Institution (API), running underneath the Payment Services Regulations regulated and authorised by the FCA. The main distinction between an API and a bank is the fact that we have been perhaps maybe not certified to use the client’s cash for just about any function such as for example financing. There are more key differences when considering a Bank plus an API, such as for example various “Conduct of Business” and money adequacy rules.
Is my money protected by the FSCS?
As Card one cash aren’t a bank your hard earned money just isn’t protected because of the FSCS. But, Card one cash holds hardly any money in your overall account in an account that is safeguarded our selected banking provider (Barclays Bank plc, nationwide Westminster Bank plc or perhaps the Bank of England). Hardly any money in your card is in an account that is safeguarded by the credit card providers (Fair Payments Ltd) chosen banking provider (Barclays Bank plc, National Westminster Bank plc). Fair re Payments Ltd really are a subsidiary of Equals Group PLC. Registered Office: 3rd Floor, Vintners’ Put, 68 Upper Thames St, London, EC4V 3BJ.
I’ve a bad credit score; could I nevertheless get yourself an account that is current?
Yes, it is possible to. A card can be got by you one cash account, aside from your credit rating. We do not make any credit checks*, we are able to help you produce a fresh begin.
Could I apply online?
Yes, you are able to. Click on here to accomplish our application that is online kind. For those who have any dilemmas, or need some assistance, please telephone 0844 257 2500 (Calls price 7p per moment, as well as your phone organization’s access cost.) and another of our advisors will make suggestions through the procedure.
Could I get my salary/wages paid into my account straight?
Yes you can easily. To obtain your salary/wages compensated into the account you frequently have only to provide your boss along with your type code and account number. Instead, you’ll finish a wage mandate and hand to your company. Please contact client Services who can have the ability to organize to send a mandate off to you.
