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The bank has general Iien over all forms of securities or negotiable instruments settled by or on behalf of the customer in the ordinary course of banking business and that the general lien is valuable right of the banker judicially recognised and in the absence of an agreement to the contrary, a Bank has a general lien over such securities or bills received from a customer in the ordinary course of banking business and has a right to use the proceeds in respect of any balance that may be scheduled from the customer by way of a reduction of customer’s debit balance.
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